Kreditech uses big data, complex algorithms and automated workflows to serve a simple mission: “Better banking for everyone”. Based on 15,000 dynamic data points, the unique technology is capable of scoring everyone worldwide, including the 4bn individuals without credit score. Deploying the technology makes physical contact and paper exchange redundant. Funds can be paid out within seconds to a credit card, bank account or NFC wallet, 24/7.

Kreditech currently offers its services in 9 countries including Poland, Spain, Russia, the Czech Republic, Peru, Australia and Mexico. All national platforms are operated by the international team, which currently consists of over 200 employees from 40 countries, from its headquarters in Hamburg.