By any count, 62 years is a long time. In payments and commerce, it’s an eternity. Too long, according to ZestFinance, a company that believes credit needs a machine learning upgrade. Advocating for change was something of a theme in today’s data. Trulioo thinks verification needs to step up so financial institutions can actually “know their customer.” Global cross-border payments between businesses need a major boost to support the trillion dollars worth of transactionsthey’ve have to support in five years. MoviePass is hoping to revolutionize the way people go to the movies across the board. And while upgrades are always occurring, these have already arrived or are set to begin quite soon.