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Credit cards, as the default spending currency, are slowly coming to an end. A natural evolutive process that began thousands of years ago with bartering replaced at some point by the coinage era and replaced again by the paper money.
Then, late 20th century, the plastic cards took over the paper money. We live the ages of technology, the age of disruption, the times of Techfins and Fintechs, the times of digital currencies.