A call for more considered critiques of P2P lending

By Ryan Weeks

There’s plenty to criticise in peer-to-peer lending. Between RateSetter’s wholesale lending saga and subsequent withdrawal from the Peer-to-Peer Finance Association, Zopa’s heightened loss expectations, and Funding Circle signalling an end to manual investment, industry detractors are hardly short of fuel for their fires. And each of the above incidents – which relate only to the very biggest platforms – have come within the past week!

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