2018 saw customer expectations for value-added services rise higher than ever. Increased competition due to the growing number of FinTechs, the emergence of new payment solution technologies, and an ever-changing regulatory landscape forced the development of an open and collaborative payments ecosystem. Instant payments are becoming catalysts for next-generation payments and cross-border payments are likely to be transformed through Blockchain technology. However, this open and collaborative environment also brings with it a number of vulnerabilities related to cybersecurity and data protection.


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